Why is health insurance tied to employment?

Why is health insurance tied to employment?

I don't get. It was started in the 1940s when the Fed froze wages and employers attracted workers with perks such as health insurance, and now it's the norm. Why is it still in existence? Employers aren't responsible for providing car insurance, pet insurance, renter's insurance, home insurance, etc., why health insurance? Also, if America is a nation of entrepreneurs and freedom, doesn't being shackled to a job you may not necessarily like just to get the group benefits rather confining especially if you want to start your own business, work for yourself, work two part-time jobs or freelance? That sounds anti-freedom and anti-capitalistic. Japan is a capitalist society adn they require that all Japanese buy health insurance, therefore, one's insurance is not tied to one's job and one can work whatever type of job he wants. I would love to be able to teach at the community college, do some freelance translations on the side and earn what I earned when I worked in an office, but it's the health insurance costs that are outrageous for people with pre-existing conditions. Do you honestly think that this employment/health insurance situation is good in the long run? Doesn't it hamper our job mobility?

 

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What is the penalty for driving without insurance in california?

what is the penalty for driving without insurance in california?

 

 

Where can I get cheap car insurance for a vw golf 1.4 51 reg? Im 17 and just passed, I'll b on parents policy?

I will be on my parents policy, with a parent as the main driver and me as the named driver? Ive looked at tesco value and its coming up as 2500!!! i was hoping more along the lines of 1500

 

 

My name is spelt incorrectly on auto insurance paperwork...?

I am on my parents' auto insurance and my father decided to remove my name from the insurance plan because it got too pricey. However after having finished signing the paperwork and thinking we were done with the process we realized that my name was not spelt correctly on the paperwork to remove me from the insurance. Could I drive the car and if something happens argue to the insurance people that they never actually removed me from the insurance since MY name was not actually in the paperwork to be removed? I live in California if that helps. I'm not planning on actually driving, I'm just curious about what would happen if I absolutely needed to.

 

 

How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals?

How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals?

 

 

Does full coverage auto insurance usually cover a large tree branch denting your car?

My husband just called from work to tell me our car has a huge dent in the passenger side. Sure enough, there is a large branch of tree in our drive way. Before I call the insurance I wondering if you know this answer to this so I can know what to expect. I am with State Farm and have full coverage.

 

 

Cheap Car Insurance! Any Ideas?

Hi all. I'm currently learning to drive and hoping to pass my test and get a car this year. But car insurance is soo expensive. I've looked into it a bit and it would cost me around 1300 a year and with 3 kids that's just too much lol. Any one know of any way I can get it any cheaper, like maybe putting someone else as main driver or named driver etc. Would that make a difference? I'm female and almost 26, so I understand that brings it down a little, but it is only a little. Please help, thanks for reading.

 

 

Do you have to get car insurance after you pass your driver's test?

I live in PA, and I am almost 18 and would only use my parents car occasionally. I read something that if they consent to me using there car, we wouldn't have to pay extra. Also, as soon as I pass my exam, does the DMV automatically report that I am licensed to my parent's insurance agency, or can I just have my license without insurance? Thanks!

 

 

Insurance by zip code?

We are relocating in the MA, RI area. I was told that insurance differs a lot based on the zip code you live in. Where can I find the comarison for which zip code would be better for insurance in this area? I have googled in various ways but all the links point to insurance quotes for a specific zip code. What I want is the coparison between different zipcodes.

 

 

How long it takes to find a car before it is considered a loss for insurance purrpose in California?

What is the search time frame for a car to be considered loss for insurance reimbursement in California? I am buying a new car and considering my insurance policy option and also thinking if I truly need a LoJack.

 

 

How does my 21 year old son get health insurance?

My 21 year old dropped out of college and is trying to get back in part time. Would my employer cover his health? How else can he get himself covered? What types of costs are we looking at?

 

 

Where can I get non-owners insurance in New Jersey?

I dont own a car, but I rent about once a week, and would rather not have to take out liability insurance each time.

 

 

How much will insurance rates go up for hitting a parked car?

I accidentally hit a parked car and there is a lot of damage to my car (paint, door won't open) and minimal damage to the other owner's car (slight tear on rubber bumper) how much will my rates rise?

 

 

Does full coverage insurance replace your car if totaled?

How much do insurance companies pay you on a vehicle if it is totaled? how much it is worth or how much you paid for it

 

 

Where can i get the cheapest car insurance for renault(96 model) in london?

Where can i get the cheapest car insurance for renault(96 model) in london?

 

 

Looking for a car around $6000?

so im looking for a car that i can make my baby and put some time in to.. not looking for a full restore project. needs to driveable when i need it to. i have 6000 to spend and really want awd. stock turbo or supercharger would be a plus but not a must. would love to have an audi a4 but a little worried about how much the maintenance and insurance will cost me. cars that i have been thinking about instead honda accord coupe vw jetta/passet/golf nissan maxima ford mustang v8 (of course) acura tl/rsx toyota celica Mitsubishi Eclipse gsx any input to help make up my mind would be nice

 

 

How much would it cost a new driver in the UK for car insurance?

I am thinking of getting a 12 year old ford fiesta. I am 24 years old and I'm a new driver. How much would it cost me for car insurance?

 

 

What company provides a life insurance quoting engine software to install in an insurance agency website?

I need a software where I can input one (or more) life insurance company rates. Preferably if I have the freedom to input any company and not pre-packaged ones. Thanks.

 

 

What car would you get between the 06-07 scion tc or the 06-07 mitsubishi eclipse ?

Ok i know this question has been asked a million times on this, so let me be the million and one person to ask and hopefully for the last time. Thing is , i need to buy another care and is between those 2 cars and i just dont know which one to get. I don't know much about cars and so on so i would like some decent answers on which one i should get and why, my third choice was taken out of the equation when i read up on it on the kbb website, thrid choice was an audi tt but alot of people complained about how often it needed to be fixed for something The factors that most concern me are -Realibilty -Insurance cost -How much would it cost for maintance and repairs -which one is built better -which one of the two do you think looks better -which one will last me longer in the long run for those who would ask , i live in florida , and would like an automatic just incase those things are taken into consideration tours making my decision. i know this has been asked a million times but i really need to just settle for one or the other so please help me out thank you in advance for those who answer.

 

Why is health insurance tied to employment?

I don't get. It was started in the 1940s when the Fed froze wages and employers attracted workers with perks such as health insurance, and now it's the norm. Why is it still in existence? Employers aren't responsible for providing car insurance, pet insurance, renter's insurance, home insurance, etc., why health insurance? Also, if America is a nation of entrepreneurs and freedom, doesn't being shackled to a job you may not necessarily like just to get the group benefits rather confining especially if you want to start your own business, work for yourself, work two part-time jobs or freelance? That sounds anti-freedom and anti-capitalistic. Japan is a capitalist society adn they require that all Japanese buy health insurance, therefore, one's insurance is not tied to one's job and one can work whatever type of job he wants. I would love to be able to teach at the community college, do some freelance translations on the side and earn what I earned when I worked in an office, but it's the health insurance costs that are outrageous for people with pre-existing conditions. Do you honestly think that this employment/health insurance situation is good in the long run? Doesn't it hamper our job mobility?

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